A New Zealand guide to planning for financial security & prosperity in your retirement

by Joy Scandlyn

Whether you are about to retire or are just starting out in your career, now is the time to start thinking about what you'll live on once the pay cheques dry up. The vast majority of New Zealanders put off retirement planning until the last minute, or, worse still, make no plans at all. As a result thousands end up struggling, and pass up on a lifetime's worth of hopes and goals. If you would rather take control of your financial future read Retire RIGHT.

In clear and jargon-free language Joy explains the key terms and processes that you are likely to encounter when choosing how to invest your hard-earned funds. Retire RIGHT will not direct you to the next 'you beaut' investment scheme, but will give you the information and tools to draw up a personal financial plan so that you can look forward with confidence to the years ahead.

July 2007 will see the high-profile launch of KiwiSaver, the government's new package aimed at galvanising New Zealanders into the habit of saving for retirement. But what do we really know about KiwiSaver? Will it help or hinder us? How under-prepared are we really for retirement? Retire RIGHT sets out to help us answer these questions and to help us plan for a comfortable retirement so that we can achieve our life goals and enjoy today.

In Retire RIGHT author Joy Scandlyn, a certified Financial Planner with several years' experience helping New Zealanders achieve financial independence, outlines the key steps in making a plan that will ensure you will have an income stream or capital sum in place when it is needed.

The topics include: