by Anita Bell

Your Money is the second in a series and looks at money management for everyone from 15 to 50.

As well as being an excellent guide for school leavers who are just starting out, this book shows how people with jobs and families can free themselves from debt and get back on track.

Bell writes from personal experience and all her advice is tried and tested. Her book contains the lessons that she had to learn the hard way - so you don't. Her budgeting tips are small but creative: but most importantly her tone is enthusiastic and full of encouragement.